OurStory
Across Nigeria, employers pay billions in meal allowances every month. Almost none of it is tracked, much of it never buys food, and the tax treatment punishes everyone involved.
We built Chawpass so that money behaves the way it was intended to a card and wallet that work at a supermarket chain and a market stall alike, with a record finance can stand behind.
OurMission
To make nutritious, affordable food accessible and traceable to everyone, whether formal or informal, banked or unbanked, through a seamless and secure, chip-enabled or digital food payment system.
That means meeting people where they already eat: the buka on the corner, the stall in the open market, the supermarket on the way home. Access first, everything else second.
OurVision
To become Africa's leading food-specific payment infrastructure: 10 countries, 2 million cardholders, and ₦2 trillion in annual food transactions within seven years.
We are committed to a food economy where an allowance reaches the plate it was meant for, and where the merchants who feed a country get paid reliably for doing it.
CoreValues
Six words. One acronym. What Chawpass stands for, every day.
Service
We serve employers, merchants, and cardholders with equal commitment — keeping them genuinely informed, not just transacted with.
Ethics
We hold ourselves to the same standard we ask of our platform — honest dealing, and zero tolerance for conflicts of interest or corruption.
Compliance
We build regulatory trust in from day one — CBN-aligned governance and AML/KYC, not retrofitted after a regulator asks.
Unity
We bridge Nigeria's formal and informal economies under one platform — access should never depend on which side of banking you're on.
Reliability
We protect every transaction with layered, AI-powered enforcement — food-only, every time, without exception.
Empowerment
We treat financial inclusion as genuine economic opportunity — for employees, merchants, and the communities we serve.
Chawpass programmes
Here's how weMake Impact
Chawpass for Teams
Employers funding a food allowance that stays food.
Market Trader Network
QR acceptance for stalls with no terminal, settled T+1.
Family Food Tokens
Monthly food money sent home, spendable only on food.
Customer stories
Stories from thoseFeeding Africa

Adaeze Okonkwo
Head of People
Funding lunch for 340 people used to take two days a month. Now it is one transfer and a report I can hand to audit.

Ibrahim Sule
Food Vendor

Chidi Nwankwo
Product Designer
Employers · b2b · Merchants · Partners
Eat . Pay . Enjoy
Fund a food allowance that reaches the plate, accept Chawpass at your outlet, or come and build this with us.
